How to Activate Walmart MoneyCard

If you received a Walmart MoneyCard in the mail or picked one up at a Walmart store, we can help you register your new card. In this post, we will walk you through the step by step process to activate Walmart MoneyCard and begin to access all the great features and benefits.

If you need help setting up an online account, see our post here.

This post on How to Activate Walmart MoneyCard will Cover:

  • Walmart MoneyCard Perks
  • How to Activate Walmart MoneyCard
  • What You Can do with Walmart MoneyCard Account?
  • How to Add Cash to your MoneyCard
  • Walmart MoneyCard Frequently Asked Questions

"Activate Walmart MoneyCard"Walmart MoneyCard Perks

Your Walmart MoneyCard comes with some great features and perks that many cardholders are not away off. Here are the top 5 benefits you may be missing out on:

1. Cash Back on Walmart Purchases

Get 1% cashback when you use your Walmart MoneyCard to shop at Walmart stores. You can get up to $75 in cashback per year. That is free money for doing something you already do anyway.

2. Free Cash Withdrawals at Walmart

Your Moneycard allows you free cash withdrawals at over 5,000 Walmart locations in the United States.

3. Cheap Money Order Fees

As a Walmart MoneyCard holder, you qualify for a fee of 70 cents for a money order at Walmart’s Moneycenter. That fee is cheaper than at most banks.

4. Free Savings Account with Cash Prizes

You can take advantage of MoneyCard’s free savings account, called MoneyCard Vault. Move money into a free MoneyCard Vault and get a chance to win cash prizes.

5. Mobile Check Deposit

There’s no need to go to an ATM to deposit a check. You can simply snap a picture

How to Activate Walmart MoneyCard

Here’s how to activate your Walmart MoneyCard online:

Step 1: Visit the MoneyCard Site

Click here to go to the Walmart MoneyCard Website.

Step 2: Register Card

Next, click on the “Register New Card” link.

You will be taken to a page like the one below where you will be asked to input the following following information to register your new card:

      • Card number
      • Expiration Month and Year
      • Three-digit security code (CVV)

"Register a new Walmart MoneyCard"

Step 3: Complete Registration Process

Click on “Next” to complete the card registration process.

Here’s how to activate your Walmart MoneyCredit Card by phone:

  1. Call Walmart MoneyCard Customer Service at 1-877-937-4098
  2. Enter Your 16 Digit MoneyCard number, followed by “#.”
  3. You will then be connected with a representative, who will ask you the following information to verify your identity and activate your card:
    • Name
    • Phone Number
    • Social Security number.

After the Walmart representative verifies your identity, he or she will be able to activate your account, and you’ll be able to use your MoneyCard immediately.

What You Can do with Walmart MoneyCard Account?

There are several benefits to having a Walmart MoneyCard Prepaid online account. Here is a list of the functions you can perform with an online account:

  • Online Bill Pay
  • Send Money (Person-to-Person Transfers)
  • Check Account Balance
  • Set up Direct Deposit
  • MoneyCard Vault and many more

In addition. You can also set up account alerts for the following services:

  • Daily Balance: Get your balance sent to you every day.
  • Reload Now Alerts: Get reload reminders when your balance gets to $25 or less.
  • Direct Deposit: Get a notification when a direct deposit is posted to your card.
  • ATM Withdrawal: Receive a notification any time your card is used to make an ATM withdrawal above an amount that you set.
  • Gas Purchase: Get a notification any time your card is used to make a gas purchase above an amount that you set.
  • Purchase Reminder: Receive a notification when your card is used to make a purchase over an amount that you set.

How to Add Cash to your MoneyCard

There are 4 convenient ways to add cash to your Walmart MoneyCard:

The first option is using the Walmart MoneyCard app.

Another way of adding cash to your card is by using the Walmart Rapid Reload process.

Third, you can also deposit cash into your account using the MoneyPak service.

Finally, an easy way to add cash to your card is by going to a participating Walmart store and adding cash or by cashing a check and adding the money to your card.

How to Check the Balance on your MoneyCard

Walmart MoneyCard Frequently Asked Questions

Can I deposit cash to my Walmart MoneyCard account using an ATM?

Unfortunately, you cannot deposit cash to a Walmart MoneyCard using an ATM.

However, there are 4 convenient ways to deposit cash to your card:

The first option is using the Walmart MoneyCard app.

Another way of adding cash to your card is by using the Walmart Rapid Reload process.

Third, you can also deposit cash into your account using the MoneyPak service.

Finally, an easy way to add cash to your card is by going to a participating Walmart store and adding cash or by cashing a check and adding the money to your card.

Is the Walmart MoneyCard Free?

No, the Walmart Moneycrd comes with a $5 monthly fee. There are also additional fees for various services.

Here are the most common fees for the Walmart MoneyCard:

Walmart MoneyCard Fees
Activation fee $1
Monthly fee $5
Reload using direct deposit of payroll or government benefits. No Fee
Rapid Reload® at participating Walmart Stores  $3.00
Reload with cash on the Green Dot Network Up to $5.95
Reload using Walmart Check Cashing

Standard Walmart Check Cashing fees and limits apply. Not available in all states or stores.
No Reload Fee
Check deposit fee $4
Cash withdrawal or balance inquiry at over 24,000 MoneyPass® ATMs No Fee
Cash withdrawal at non-MoneyPass® ATMs or tellers

ATM owner may also charge a fee.
$2.00
Balance inquiry at non-MoneyPass® ATMs

ATM owner may also charge a fee.
$1.00
Teller cash withdrawal $2.50
Card replacement fee $3 or $15
International transaction fee 3%

Who Can Get a Walmart MoneyCard

If you are trying to get a Walmart MoneyCard and are wondering what the eligibility criteria are, here is what you need to know. 

  • You have to be 18 or older to buy and use the Walmart MoneyCard.
  • There is no credit check
  • You don’t need to have a bank account to buy a Walmart MoneyCard
  • Minors aged 16-17 can get the card with parents’ permission. 
  • You are allowed to get multiple cards for a single account. All fees and purchases for all cards will be drawn from that account.

Summary

We hope this post on How to Activate Walmart MoneyCard was helpful.

If your question was not answered and are still having trouble activating your account, please let us know in the comments section below.

Be sure to check out our other articles on Walmart MoneyCard Customer Service. and How to get the balance on your MoneyCard Balance.