How to Create MoneyGram Account Online

If you would like to send MoneyGram online but don’t have an online account, we can help. In this article, we will walk you through the steps to successfully create MoneyGram account online.

In addition, we will also highlight the many benefits of having a MoneyGram account online and what that allows you to do.

Finally, we will answer some of the most often asked questions about receiving and sending money through MoneyGram and what you should know.

If you would rather use Western Union, click here to create an account.

This post will cover:
  • Benefits of Online MoneyGram Account
  • How to Create MoneyGram Account Online
  • FAQs about Sending MoneyGram Online

What You Can do with MoneyGram Account?

There are several benefits to having a MoneyGram online account. Here is a list of the functions you can perform with an online account:

  • Send Money (to over 200 countries and territories)
  • Online Bill Pay
  • Track your Transfer
  • Manage your Money Transfer Transaction
  • Track your MoneyGram Plus Rewards

    How to Create MoneyGram Account Online

    If you do not have a MoneyGram online account, here’s how to create one.

    Step 1 – Visit the MoneyGram Website

    The first step to creating a MoneyGram account is to visit the MoneyGram website. Click here to be taken there.

    Once there, click on the “Sign Up” link as shown in the image below.

    "How to Create MoneyGram Account Online"

    Step 2 – Create Login Credentials

    Next, you will be asked for the following information in order to set up your login credentials as shown in the image below:

    • Email Address
    • Password
    • Phone Number

    "How to Create MoneyGram Account Online - 1"

    Step 3 – Enter Personal Information

    If you entered the correct information, including a valid phone number, you will be taken to a page like the one below where you will be asked to enter your personal information.

    You will have to enter your personal information as shown below, including:

    • Legal First and Last Name
    • Date of Birth
    • Home Address

    "How to Create MoneyGram Account Online - 2"

    Step 4 – Verify Your Phone & Email

    You will receive information to verify your phone number or email address.

    Once you have completed this process, you will be able to login to your MoneyGram account, as shown below.

    Step 5 – Login to your MoneyGram Account

    Once you have completed the verification process above, you will be taken to your Moneygram account page as shown below.

    "MoneyGram Account page"

    Congratulations, you’ve successfully created a MoneyGram account. You can now send money online using your account.

    FAQs about Sending MoneyGram Online

    Here are the most frequently asked questions about sending and receiving money through Moneygram.

    "Questions about Receiving and Sending Moneygram"

    Sending Money

    How do I track the status of a money transfer?

    There are two ways to track the status of your transfer and it depends on whether you have an online account or not.

    If you have an online profile, log in, and view your Transaction History.

    However, if you don’t have an online profile, enter your reference/authorization number and your last name on our Track Your Money tool.

    How can I schedule a recurring money transfer?

    Yes, you can schedule to automatically send money to a recipient on a weekly or monthly basis by setting up a recurring send.

    To get started, select a past send under ‘Transaction History’ on your account home page. For detailed instructions, please read how to schedule a recurring send.

    Which countries can I send money to?

    You can send money via MoneyGram to more than 200 countries and territories.

    Can I send money to someone’s bank account or mobile wallet?

    Yes. With MoneyGram, you can send money directly to a bank account or mobile wallet in select countries.

    However, you have to make sure the receiver’s bank account or mobile wallet is eligible.

    What payment methods can I use for sending money online?

    You can send money with MoneyGram online using a bank account (United States only) or credit/debit card (Visa or MasterCard).

    Receiving Money

    How do I Recieve Money from MoneyGram?

    MoneyGram offers different ways to receive money around the world.

    Here are the most popular options available to receiving Money from MoneyGram

    Option 1 -Cash Pick up

    You can receive your MoneyGram in cash at any MoneyGram agent location, including at most Walmart MoneyGram locations.

    The money is typically ready for pick up in as little as 10 minutes after the transfer is submitted. To find a MoneyGram location near you, click here.

    Option 2 – Send to Card

    Also, you can send money directly to your receiver’s debit card.

    The money is sent to the card, typically within minutes after the transfer is submitted and successfully processed.

    Option 3 – Account Deposit

    Next, you can send money directly to your receiver’s bank account. The money transfer using this method is usually complete within a few hours.

    However, the timing of funds availability in your receiver’s account varies depending on the country and is subject to banking hours and systems availability, and local laws and regulations.

    The table below shows how long it takes for funds to be available for an account in select countries.

    Sending to:


    Brazil Same Day
    China In as little as 1 hour
    El Salvador In as little as 1 hour
    France Next Day
    Germany Next Day
    Guatemala In as little as 1 hour
    Honduras In as little as 1 hour
    India In as little as 3 hours
    Italy Next Day
    Mexico In as little as 1 hour
    Philippines Same Day
    Poland Next Day
    Romania Next Day
    Spain Next Day
    Sri Lanka Next Day
    United Kingdom Next Day

    Option 4 – Home Delivery

    Furthermore, you can send money to be delivered in person to the receiver’s home address.

    With this option, the money will be delivered by a local MoneyGram agent. This service is available in select countries.

    Option 5 – FastSend

    Fastsend is receiving money via text through MoneyGram. Here’s how it works:

    You will receive a text through FastSend when someone sends you money.

    When you click on the link in that text, you choose how to deposit the money into your bank account.

    You can deposit the money using either your debit card information or bank account number and routing number.

    However, it is important to note that which option you choose determines how fast you will get your money.

    With the Debit card option, the money is deposited in just a few minutes.

    Whereas, with the bank account information, the deposit takes 1-4 business days.

    How to Create MoneyGram Account Summary

    We hope this post on How to Create MoneyGram Account was helpful.

    If you have further questions about sending money with MoneyGram, please let us know in the comments section below.

    Be sure to check out our other articles including our review of Green Dot MoneyPak, how to log in to MoneyPak Account, and how to Transfer Money from a Bank Account to a Prepaid Debit Card.