Walmart MoneyCard Direct Deposit (How to Guide)
There are several ways to load your Walmart MoneyCard. See our post on 5 ways to reload your MoneyCard. One of the fastest ways to add to your MoneyCard is by using Direct Deposit. In this post, we are going to show you how the Walmart MoneyCard Direct Deposit process works and how you can set it up.
This Post will Cover:
How Walmart MoneyCard Direct Deposit Works
Walmart MoneyCard Direct Deposit Instructions
Getting Your Paycheck Faster with MoneyCard
MoneyCard Direct Deposit FAQs
How Walmart MoneyCard Direct Deposit Works
You can deposit all or part of your paycheck or government benefit payments onto your card. All you have to do is log in to your Walmart MoneyCard account and set up direct deposit. We will show you how to do that below.
Once you set it up, it usually takes about 1-2 pay cycles for the Direct Deposit to be added to your MoneyCard account.
In addition, the Walmart MoneyCard has a feature called “ASAP Direct Deposit”, which claims you can get your paycheck up to two days faster with MoneyCard Direct Deposit.
See how the “ASAP Direct Deposit” works below.
In addition to your paycheck and tax refunds, you can direct deposit government benefits to your Walmart MoneyCard account, including:
- Social Security benefits
- SSI (Supplemental Security Income)
- Pension payments
- Railroad Retirement Benefits (RRB)
- Defense Finance and Accounting Service (DFAS) payments
- State unemployment benefits
- Government Disability Benefits (SSDI or Workers’ Compensation)
- Veterans’ benefits
Walmart MoneyCard Card Direct Deposit Instructions
Here’s is how the Walmart MoneyCard Direct Deposit process works:
Ask your payroll or benefits office if they offer direct deposit.
If they do, get your Walmart MoneyCard Direct Deposit account number and bank routing number by logging in to your account Walmart MoneyCard account. See the instructions below.
Provide your direct deposit account number and routing number to your payroll or benefits office.
Make sure the name on file with your employer or benefits provider matches the name on your account.
Begin receiving Direct Deposit into your MoneyCard account. This may take up to 1 to 2 pay cycles to begin.
How to get the Walmart MoneyCard Account Number and Routing Number
As shown in “Step 2” above, an important part of successfully setting up Direct Deposit to your MoneyCard account is getting your MoneyCard account number and routing number to provide to your employer, tax refund preparer or government agency.
This is where most cardholders get stuck in the process because they are not sure where to find that information. Here’s how:
Every prepaid debit card has an issuing bank. Even though it’s a prepaid debit card, a financial institution issued that card.
Therefore, since the card was issued by a bank, there is an account number for each prepaid card and there is a routing number for the issuing bank.
This applies to the Walmart MoneyCard.
The issuing bank for the Walmart MoneyCard is Green Dot Bank.
Here’s how to get your account number and routing number.
There are two ways you can get your MoneyCard routing number and account number:
Option 1 – Log into your MoneyCard account
If you have online access to your Walmart MoneyCard, log in and look for Direct Deposit in the menu.
This is where you will find the routing and account numbers for your MoneyCard.
If you need help logging into your Walmart MoneyCard account, click the link below
Once you locate the Direct Deposit section, you will see your MoneyCard Direct Deposit account number and routing number as shown in the image below:
If you logged in via the Walmart MoneyCard mobile app, go to the Direct Deposit menu link and you will see your Direct Deposit information as shown in the image below.
Option 2 – Call the Direct Deposit Hotline
Another way to get the account number and routing number for your MoneyCard is to call the MoneyCard Direct Deposit Hotline at 1- (866) 871-2416.
The auto-attendant will provide you with options.
Press “1” to get your Direct Deposit information.
You will then be asked to enter your 16 digit Walmart MoneyCard number.
Once you successfully enter your card number, follow the auto-attendant instructions to obtain your MoneyCard account number and routing number.
Make sure you have a pen and paper ready to write down this information.
Option 3 – Get your Direct Deposit Information via Text
The third option to get the account number and routing number for your MoneyCard is to Text DD to 37267 as shown in the image below. Carrier message and data rates apply.
How ASAP Direct Deposit Works – Getting your Paycheck Faster
As explained above, the MoneyCard has a feature called “ASAP Direct Deposit” as shown in the image below.
With ASAP direct deposit, you can get your paycheck up to two days faster.
Here’s how it works:
Once you set up a direct deposit to your MoneyCard, Walmart promises that you can get your pay up to 2 days before payday or your government benefits up to 4 days before benefits day.
However, the timing depends on deposit verification and when Walmart MoneyCard gets notice from your employer or benefits provider and may vary from pay period to pay period.
Nonetheless, Walmart MoneyCard promises that when they receive advance notice of your pay or government benefits or tax refunds, you’ll get it.
In other words, they will not wait until payday to make your deposit available to you.
Once they receive advance notice of the incoming transfer from your employer, government agency or the IRS for tax refunds, they will make the money available to you in your account right away.
MoneyCard Direct Deposit FAQs
Here are the most frequently asked questions about the MoneyCard Direct Deposit feature.
What time does direct deposit post to Walmart MoneyCard?
Direct deposits are a form of ACH (Automated Clearing House) transfers.
ACH sends electronic information about your direct deposit on the same day it receives it from your employer.
However, your bank then determines when to post the deposit to your account.
Walmart MoneyCard direct deposits usually show up just after midnight, which means very early in the morning on your payday or sooner if Walmart receives notice of your pay early as described in the ASAP Direct Deposit feature above.
How much money can be direct deposited on a Walmart MoneyCard?
You can direct deposit up to $10,000.00 at any given time to your Walmart MoneyCard.
Does Walmart MoneyCard deposit tax refunds early?
As explained above, with the ASAP Direct Deposit feature, you can get your tax refund early on your MoneyCard.
Once Walmart receives advance notice of the incoming transfer from the IRS for tax refunds, they will make the money available to you in your account right away.
Can I get my pay early with the Walmart MoneyCard?
As explained above, with the ASAP Direct Deposit feature, you can get your paycheck early on your MoneyCard.
However, similar to the tax refund above, it depends on if Walmart receives advance notice of your pay from your employer.
Once Walmart receives advance notice of the incoming transfer of your pay from your employer, they will make the money available to you in your account right away.
Can I receive tax refunds for other people in my account?
No, the tax deposit must be in your name. In accordance with IRS guidelines, you may direct your refund to your MoneyCard.
However, you cannot direct your refund to someone else’s card.
Note that if Walmart MoneyCard receives a tax refund intended for someone other than the cardholder, the refund will be rejected, your card may be blocked, and the money may be returned to the IRS.
How do I check the status of my tax refund?
Walmart MoneyCard cannot tell you the status of your tax refund.
However, you can get an update on the status of your refund through the IRS by using one of the following options:
Visit the IRS Refunds website and go to “Where’s My Refund.”
You can also call the IRS Refund Hotline at (800) 829-1954.
For more info on tax refunds, visit www.irs.gov/refunds.
However, if your refund is a state refund, contact your state government agency.
The video below provides great information on the status of your refund.
Walmart MoneyCard Direct Deposit Summary
We hope this post on Walmart MoneyCard Direct Deposit was helpful.
If you have further questions about the Walmart MoneyCard or Direct Deposit, please let us know in the comments section below.