How to Activate AccountNow Prepaid Card

If you have a new AccountNow card and need help activating the card, we can help you. In this post, we will walk you through the step by step process to activate AccountNow prepaid card and begin to access all the great features and benefits.

In addition, we will explain the benefits and perks that come with your card and provide you 6 ways you can reload your AccountNow prepaid card with cash.

If you need help setting up an online account, see our post here.

This post on How to Activate AccountNow card will Cover:

  • AccountNow Prepaid card Perks
  • How to Activate AccountNow Prepaid card
  • What You Can do with AccountNow card Account?
  • How to Reload AccountNow Card with Cash
  • AccountNow Customer Service Number
  • AccountNow card Frequently Asked Questions

"How to Activate AccountNow Prepaid Card"

AccountNow Prepaid Card Perks

Your AccountNow comes with some great features and perks that many cardholders are not away off. Here are the top 3 benefits you may be missing out on:

Online Bill Pay

AccountNow’s Online Bill Pay is a service that allows you to send money from your prepaid account, electronically or by paper check, to anyone within the United States.

Your AccountNow online account gives you the ability to:

  • Pay rent or expedite your bill payment with just a click of a button
  • Set up recurring payments – your bills will be taken out and paid each month
  • Send checks to friends or family

Electronic and Check Bill Pay (non-expedited service) is available at no charge; however, fees will apply for expedited requests.

Direct Deposit

Direct deposit is a service that allows you to authorize your employer or benefits provider to electronically send your pay directly to your AccountNow prepaid account.

One of the features we like about the AccountNow direct deposit function is the ability to get paid up to 2 days faster.

Here’s how it works:

Once you set up Direct Deposit with your Employer or Benefits Provider, AccountNow will process deposits as soon as they are received – which may be up to 2 days faster than you would normally receive a check from your employer or benefits provider.

Here’s how to set up your AccountNow Direct Deposit:

  • Ask your employer or benefits provider if direct deposit is available.
  • Login to your AccountNow prepaid account and click the ‘Add Money’ tab.
  • Click your paycheck type and follow the instructions on the next page

Send Money (Person-to-Person Transfers)

If someone you know has an AccountNow prepaid card too, you can send them money from your prepaid account for free.

You can send up to $300 a day from your prepaid card to another AccountNow prepaid card.

However, you can increase your limit to $500 a day when you upgrade to AccountNow Gold Prepaid card and participate in Direct Deposit.

The recipient can receive money from any AccountNow cardholder, but the total deposits cannot exceed $300/day ($500/day for Gold members), $3,000/month, or more than 3 times per day.

How to Activate AccountNow Prepaid Card

Here’s how to activate your AccountNow Prepaid Card online:

Step 1: Visit the AccountNow Site

Click here to go to the AccountNow Prepaid Card Website.

Step 2: Activate Card

Once you are on the website, click on the “ACTIVATE CARD” link as shown in the image below.

"How to Activate accountnow Prepaid card online"

Step 3: Complete Activation Process

You will be taken to a page like the one below where you will be asked to provide the following information to create an online account:

  • 16 digit AccountNow card number
  • CVV code on the back of your card

After you have successfully entered the information, click the “Submit” button to activate your AccountNow Prepaid debit card.

"How to Activate accountnow card online"

What You Can do with an AccountNow Card Account

AccountNow Prepaid Card is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card.

Account now issues three different prepaid debit cards:

  • Prepaid Visa Card
  • Gold Visa Prepaid Card
  • Prepaid MasterCard

One of the best features of the AccountNow Prepaid Card is that you can only spend the money you add to your account. This helps you avoid bounced checks or overdraft fees.

There are several benefits to having an AccountNow Prepaid online account. Here is a list of the functions you can perform with an online account:

  • Online Bill Pay
  • Check Account Balance
  • Set up Direct Deposit
  • Send Money (Person-to-Person Transfers)

6 Ways to Reload AccountNow Card with Cash

To add money to your AccountNow prepaid account using cash, you will need to take your cash and card number to a store location that offers one of the following money-transfer services:

Option 1 – REloadit Card

The REloadit card is a fast and convenient way to add cash to your AccountNow card account.

Reloadit is available at thousands of store locations, including, Office Depot, Safeway, Kroger, Tom Thumb, Vons, Albertsons, Food Lion, Giant, Weis, Pavilions and Carrs.

Here’s how to add cash to AccountNow Card using REloadit

Step 1 – Find a REloadit location near you by clicking here.

Step 2 – Purchase a REloadit Pack at the register with cash for the amount you want to load. A $3.95 fee will be added to your purchase.

Step 3 – Click Here to reload your card online or call 888-633-9434.

Step 4 – Enter your 10-digit scratch-off PIN from your REloadit Pack, the load amount and your 16-digit AccountNow Prepaid Card Number to add money to the card.

Your money will be available instantly after you complete the transaction at the register.

"Here's how add to cash to AccountNow Card using REloadit"

Option 2 – Greendot [email protected] Register

The Greendot [email protected] is a quick and easy way to add cash to your AccountNow prepaid card account.

The service is available at over 100,000 retail locations nationwide, such as pharmacies, grocery and convenience stores, including Rite Aid, Walgreens, Walmart, Safeway, CVS, 7-Eleven, Ralphs, Family Dollar, Dollar Tree, Office Depot, Kroger and more.

Here’s how to add cash to AccountNow Card using [email protected]

Step 1 – Find a [email protected] retailer near you.

To find a Greendot [email protected] location near you, click here.

Step 2 – Go to any cashier and tell the person that you’d like to add money to your prepaid account.

Step 2 – Swipe your AccountNow prepaid card and enter the amount you would like to load.

Step 4 – Give the total cash amount (cash to be added to your card + store fee) to the cashier.

Once your cash is added at the register, it will be available to you instantly.

Please keep the receipt for your records

The video below from Green Dot does a great job of explaining how easy the process works to deposit cash at the register.

Option 3 – Visa ReadyLink

Visa ReadyLink is another quick and easy way to add cash to your AccountNow prepaid card account.

Note that this is available for Visa cardholders only.

Therefore, only AccountNow Visa cardholders can use this service.

Visa ReadyLink is available at a number of retail store locations, including the following Safeway, Walgreens, Family Dollar, and 7-Eleven.

Here’s how to add cash to AccountNow Card using Visa ReadyLink

Step 1 – Find a Visa ReadyLink location near you by clicking here.

Step 2 – Go to any cashier and tell the person that you’d like to add money to your prepaid account using Visa ReadyLink.

Step 3 – Swipe your AccountNow prepaid card and enter the amount you would like to load.

There are limits to how much you can load a day. Be sure to ask the cashier.

Step 4 – Give the total cash amount (cash to be added to your card + store fee) to the cashier.

Once your cash is added at the register, it will be available to you for use on your card within 30 minutes.

"Here’s how to add cash to AccountNow Card using Visa ReadyLink"

Option 4 – MoneyGram

MoneyGram is another way to add cash to your AccountNow Prepaid card.

In addition, you can also send money to anyone from your AccountNow card with MoneyGram.

MoneyGram is available at many retail store locations such as pharmacies, grocery stores and banks, including CVS, Walmart, and Kroger.

Here’s how to add cash to AccountNow Card using MoneyGram

Step 1 – Visit a MoneyGram agent location near you. To find a MoneyGram location near you, click here.

Step 2 – Find the MoneyGram display or booth in the store. Fill out the Express Payment form with the information below.

  • Receive Code: 4070
  • Company Name: AccountNow
  • Account Number: Your 16 digit card account number
  • Amount: How much money you want to add

Step 3 – Go to any cashier and give him/her the following:

    • The cash you want to add to your AccountNow card, plus the store fee. The Store fee is $3.95.
    • The blue Express Payment form you have completed

Once your transaction with the cashier is completed, your funds will be available to you for use on your card within 30 minutes.

Please keep the receipt for your records

"Here's how to add cash to AccountNow Card using MoneyGram"

Option 5 – Western Union

Finally, Western Union is another way to add cash to your AccountNow prepaid account.

In addition, you can also send money to anyone from your AccountNow card with Western Union.

Western Union is available at 46,000 retail location nationwide, such as pharmacies, grocery stores and banks, including Safeway, Giant, 7-Eleven, Walgreens, Rite Aid, Ralphs, Vons, Pavilions, Tom Thumb, Shop N Go, Publix, Winn Dixie and more.

Here’s how to add cash to AccountNow Card using Western Union

Step 1 – Visit a Western Union Agent location near you. To find a Western Union location near you, click here.
Step 2 – Complete the gray Prepaid Services form with the following information:

  • Account Number: 16 digit card account number
  • Pay to: Name on the card
  • How much money you want to add

Step 3 – Go to any cashier and give the gray Prepaid Services form and the cash you want to add, plus the store fee.

Once your transaction with the cashier is completed, your funds will be available to you for use on your card within 30 minutes.

Please keep the receipt for your records

"Here's how to add cash to AccountNow Card using Western Union"

Option 6 – Green Dot MoneyPak

The Green Dot MoneyPak is a convenient way for friends and family members to reload eligible prepaid cards. Just purchase a MoneyPak at a store near you and visit MoneyPak.com to reload a card.

MoneyPak is available at 70,000 retail location nationwide, such as pharmacies, grocery stores, and convenience stores, including Walmart, Safeway, CVS, Rite Aid, Dollar General, Dollar Tree, Family Dollar, 7-Eleven, Walgreens, and Kroger.

To find a MoneyPak location near you, click here.

Here’s how to add cash to AccountNow Card using Green Dot MoneyPak

Step 1 – Buy MoneyPak at thousands of retail locations, including Walmart, CVS, Walgreens, and Kroger. There is a $5.95 purchase fee.

To find a MoneyPak location near you, click here.

Step 2 – Scratch off the secure MoneyPak number on the back of the package and get started.

Step 3 – The first time you use MoneyPak, you will need to enter your MoneyPak number and create a MoneyPak.com Secure Login.

MoneyPak.com will remember your information, making future visits fast and easy.

Step 4 – Verify your mobile phone by following the prompts during setup.

Step 5 – Load your AccountNow card using the steps below:

  • Enter your AccountNow 16-digit card number.
  • The prepaid card will be loaded with the amount on the MoneyPak.

NOTE: MoneyPak will only work with AccountNow prepaid debit cards that have been activated and are personalized with the recipient’s name.

"Here's how to add cash to AccountNow Card using Green Dot MoneyPak"

AccountNow Customer Service Number

If you experience any issues activating your card online, you can call the AccountNow customer service center at 1-877.762.2308 and follow the instructions.

You also have the option to activate your AccountNow Prepaid debit card by phone.

Simply call the customer service above. When you call, you will be asked to set up your PIN code. 

AccountNow Prepaid Card Frequently Asked Questions

Here are the most frequently asked questions about the AccountNow Prepaid Debit Card.

Can I deposit cash to my AccountNow Prepaid Card account using an ATM?

Unfortunately, you cannot deposit cash to an AccountNow Prepaid Card using an ATM.

However, there are 5 convenient ways to deposit cash to your card as explained above:

Is the AccountNow Prepaid Card Free?

No, the AccountNow Prepaid Card comes with a $9.95 monthly fee. There are also additional fees for various services.

Here are the most common fees for the AccountNow Prepaid Card:

AccountNow Card Fees

Transaction Type Fee Amount
Card Purchase Fee
Card Purchase Fee (online)
Card Purchase Fee (Retail Locations) $4.95
Monthly Usage
Monthly Fee (w/ direct deposit) 9.95
Monthly Fee (w/o direct deposit) $9.95
Adding Money
Direct deposit (payroll or government benefits) $0
Cash reload Up to $5.95
Mobile check load – (fees apply for expedited check loads) $0
Spending Money
Bill payment (fees apply for expedited delivery) $0
Transaction Fee/Purchase Fee $0
ACH Debit Payment $2.50
Cash back with purchase $0
Paper Checks N/A
Getting Cash
ATM Withdrawal Fee–In Network $2.50
ATM Withdrawal Fee-Out of Network $2.50
Teller cash withdrawal 3%
ATM withdrawal decline $1.00
Getting Card Information
Customer service (automated) $0
Customer service (live agent) $0
ATM balance inquiry $1.50
Using your Card outside the U.S.
Foreign transaction fee 3%
Other Fees
Inactivity Fee $0
Replacement card if lost, stolen, or damaged $10
Expedited shipping of replacement Card (additional) $25
Bill Pay stop payment $20

AccountNow Card Limits

Balance and Load Limitations Limits
Maximum Card balance at any time $10,000.00
Cash Loads* $1,500.00 per day
Withdrawal Limitations
Maximum amount of ATM cash withdrawals* $500.00 per day
Maximum amount of over-the-counter cash withdrawals* $1,000.00 per day
Maximum amount of Card-to-Card transfers $300.00 per day
Spend Limitations
Maximum amount in point-of-sale signature or point-of-sale PIN transactions (including cash-back transactions)* $2,000.00 per day
*Third parties, such as ATM owners or operators, third-party bank tellers, and merchants, may impose additional limitations.

How to Activate AccountNow Prepaid Card Summary

We hope this post on How to Activate AccountNow Prepaid Card was helpful.

If your question was not answered and are still having trouble activating your account, please let us know in the comments section below.

Be sure to check out our other articles on how to Transfer Money from a Bank Account to a Prepaid Debit Card.